Website Terms of Use

Please read these terms and conditions carefully. By accessing this website and any pages therein, you agree to be bound by the terms and conditions below. Legendary Mortgage LLC (“Legendary Mortgage”, “we”, “us”, or “our”) is a DBA of Lower, LLC

1. Acceptance of Terms

Your use of this website and your transactions conducted with Legendary Mortgage are subject to these Terms of Use. Clicking on links within the website constitutes your acceptance of these terms, whether or not you complete a transaction.

2. Website Ownership

This website is owned and operated by Legendary Mortgage LLC, located at 317 Wellness Drive Myrtle Beach SC 29579

3. Messaging & SMS Terms

y providing your phone number, you agree to receive SMS communications from Legendary Mortgage regarding mortgage rate updates, loan status, and appointment reminders.

Opt-Out: You can cancel the SMS service at any time. Simply text "STOP" to our number. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this, you will no longer receive SMS messages from us.

Help: If you experience issues with the messaging program, reply with the keyword "HELP" for assistance, or contact us at [email protected] or call +1 843-279-8808.

Carrier Liability: Carriers are not liable for delayed or undelivered messages.

Rates: Message and data rates may apply for any messages sent to you from us and to us from you. Message frequency varies based on your interaction.

4. Permitted Use

You agree that you are at least 18 years of age and will use this website solely for its intended services. You agree not to use the website in any way that impairs its operation, transmits viruses, or harvests email addresses.

5. Intellectual Property

All information, logos, text, graphics, and design are owned by Legendary Mortgage LLC. You are permitted to view and download material for informational or internal business use only.

6. Warranty Disclaimer

This website is provided “as is”. Legendary Mortgage does not warrant the accuracy or completeness of the content and expressly disclaims liability for errors or omissions. We are not liable for any direct or indirect damages arising from your use of this website.

7. Governing Law

All matters relating to this website and these Terms of Use shall be governed by the laws of the State of Maryland. Any legal action shall be brought in the state or federal courts within Howard County, Maryland.

8. Fair Credit Reporting Act (FCRA)

In connection with processing your loan application, we will request a consumer credit report on your credit standing. If adverse action is taken, you have the right to obtain a free copy of the report from the Consumer Reporting Agency within 60 days.

9. Privacy Policy

For information on how we collect and protect your data, please visit our Privacy Policy.

© 2024 Lower, LLC dba Legendary Mortgage | NMLS#1124061 | www.nmlsconsumeraccess.com | Lower is a family of companies. Lower® and its DBAs (Homeside Financial, AMSW Lending, Fairfax Mortgage, Key Mortgage Group, Yes Mortgage and Vybe Mortgage.) provide home loans; Lower Realty, LLC provides real estate services; Homeside Insurance Services, LLC facilitates shopping experience for homeowner’s insurance policies. All rights reserved. Conducts business as “Lower.com, LLC” in Kentucky, Minnesota, Oklahoma, and Washington in lieu of Lower, LLC. Conducts business as “Lowerdotcom, LLC” in Montana in lieu of Lower, LLC

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